Experienced Bankruptcy Attorney
Many hard-working people fall into financial difficulty through no fault of their own. The real estate crash has left many people unable to pay for a home worth far less than is owed on the mortgage. A job layoff, illness or other sudden event can result in unpaid bills and mounting debt. If you have unmanageable debts, help is available.
I am attorney David C. Jones, Jr., and I help people get debt relief and a fresh financial start. Contact my firm for a free consultation. I can map out a debt relief plan for you designed to reduce or eliminate many debts — while enabling you to keep as much of your property as possible.
Obtain Debt Relief
In a free consultation, I can explain your legal options. Depending on your financial situation, you may qualify for:
- Chapter 7 bankruptcy — this can completely eliminate certain types of debts, such as credit card debts, medical bills and personal loans.
- Chapter 13 bankruptcy — this can eliminate or reduce some debts, while providing you with a three to five year payment plan that can enable you to further reduce your overall debt load. At the end of the period, your remaining dischargeable debts are eliminated.
Under both Chapter 7 and Chapter 13, you can get additional cash flow that can make life easier for yourself and your family. You will have the opportunity to rebuild your life and your credit.
Stop the Harassing Phone Calls
In addition to eliminating your debt, filing bankruptcy will stop creditor harassment. A Federal Law called the Fair Debt Collection Practices Act prohibits Debt Collectors from harassing people who are represented by a lawyer. I'll deal with your creditors and give you some peace of mind. The minute you hire me as your attorney, creditor harassment stops. Simply refer bill collectors to my office and we will handle all dealings with your creditors. When my firm files your bankruptcy petition, the threat of foreclosure, repossession and garnishment stop.
You May Be Able To Keep Your Property
In most cases you can keep all of your property when filing for bankruptcy. This includes your bank account, vehicle, retirement accounts and other personal property. As an experienced bankruptcy attorney, I understand the bankruptcy laws and will take every opportunity to maximize your property exemptions your debt relief.
Free Consultation with a Lawyer
Contact David C. Jones, Jr., P.C. for a free initial consultation. Located in Fairfax, my firm serves clients throughout Northern Virginia.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
